What are the benefits of ACH?

ACH payments:

  • have been proven to be a safer and more efficient payment method.
  • are cheaper, more secure, and more convenient than card, check, or wire transfer payments.
  • reduce the risks of checks being lost or stolen.
  • eliminate the need to deposit checks physically at the bank. 
  • are processed faster than mail-distributed paper checks. Funds delivered to a recipient's account via ACH are available on the date the payment is received. This reduces delays in cashing checks. 
  • reduce the daily workload of accounting staff.


Show All Answers

1. What is ACH, and can everyone participate?
2. What are the benefits of ACH?
3. How do I enroll in the ACH program?
4. How do I find more information about enrolling or updating my ACH account?
5. How will Cosumnes CSD know if the vendor’s financial institution’s routing and transit information is established?
6. What kind of confidence can I place in an electronic transfer of money?
7. Will I be charged any service fees for the ACH process?